I have no doubt that you’ve heard about all the different debt “solutions” out there. From Debt Consolidation and Debt Settlement to Credit Repair and Credit counseling not to mention that oh so evil 10 letter word… Bankruptcy! If these options work so well, why aren’t more people using them??

 

Well the fact is these programs offer little to no real support in solving credit/debt issues. Debt consolidation loans often include varying interest rates making your monthly payments about as predictable as Lindsey Lohan’s night life.  Debt settlement has you missing payments in an effort to accrue a lump sum, those missed payments show up on your credit report and still there’s no surety your creditors will even accept the settlement to begin with! Credit Repair is costly and there’s simply no guarantee the efforts will create results, Credit counseling also shows up on your credit report and negatively effects your score even after the debt has been resolved and Bankruptcy… that’s little more than a hoax! Creditors can still come after you for payments despite an official judgment, harass you with phone calls and countless letters, place liens on your assets and, in the end, filers are often left wondering what benefit they received at all (besides, of course, 7 years of bad credit and a hefty debt to their attorney)!

 

So what does anyone do when debt is overflowing and this economy has created depleting bank accounts and slimming wallets??

 

Well… have you ever heard of Credit Repudiation??  It’s the legal, lawful, ethical (and dare I say… Constitutional) repudiation of your unsecured debts!  To reiterate that simply, Credit Repudiation is the ELIMINATION of debt on your behalf! That’s right! Zero, zilch, nadda, Gone! Your monthly payments stop immediately, no evidence of the process (or original debt for that matter) is left on your credit report and, in many cases, credit scores even go UP!

 

So why haven’t you heard about it?? Well, the short answer is because banks and Credit card companies are willing to pay high prices/“campaign donations” to politicians and other gov’t officials to regulate the “Credit Solution” industry, from it’s marketing to fees and even determining which services they can provide and where.

 

Whoa whoa whoa!! Back it up, Keala! WTF are you talking about?  That sounds ridiculous! More like a scam than a “solution”! All my unsecured debt is gone, I immediately increase my monthly cashflow by no longer making payments and my credit score is spared???

 

Ummm… Yup! I know that this all sounds way outside the box, but have you read my blogs?? Listened to my podcasts?? I mean, what else would you expect from a guy who’s nicknamed the “Superpreneur”?? I specialize in Box Obliteration! Furthermore, I’ve done it!  I have business partners who’ve done it, close friends, family and even my mother is in the process (and I’d never recommend anything to my mother that I wasn’t absolutely, positively %1000 sure would work. I may be a lot of things, but I’m first and foremost a momma’s boy ;)

 

How is this possible, you ask?? Well here’s some info for my “analyst” behavioral types out there who enjoy facts, figures & statistics.

 

Without taking you all the way down the very deep rabbit hole of our Nation’s Financial infrastructure which, by the way, is completely illusory and chock full of smoke and mirrors, I’m gonna do my best to give you the “Cliff’s Notes” on little over 10 years of my own financial education.  Here goes…

 

Let’s start at the beginning.  When you fill out an application for a loan or credit you’re not being lent any money. Your signature creates the money!! When you sign on that dotted line…

little Mr. Bankerman          takes that application     over to the Federal Reserve Bank

 

 

(a completely unconstitutional establishment, which is no more “Federal” than Federal Express. Make no mistake, the Federal Reserve is a for profit business responsible for the control of this nations entire money supply; think about that) and he deposits that application. The “Fed” then prints the money! Do you get that?? They print it! The money didn’t even exist anywhere in this entire Universe! Your signature created it! Money made *poof!* right out of thin air, abraca-fricken-dabra!

 

For this reason alone your debts are not only invalid, immoral but furthermore… Fraudulent! Because the money didn’t exist until your signature created it, banks and other institutions cannot identify which account was debited to “extend” you credit, but that doesn’t stop all the propaganda that has most of our population brainwashed into believing they “owe” money to someone somewhere.  Oh, and remember, every time the Fed prints money they bring down the value of the dollar, it’s the simple economic principle of Supply and Demand, increase the supply, the demand drops and thus, the value is less.

 

Did I lose you yet?? I hope not.

 

Now let’s take it just one step further.  We currently operate on what is called the Fractionalized Banking System. In short what this means is Banks can lend out money while only maintaining a fraction of that money in Reserves.  In lame men’s terms this means they can loan more than they actually have. How is this possible??

 

Well way back as far as Greek and Roman empires (and further) when banks were known as “money changers” the bankers quickly realized that only VERY rarely did anyone come in and ask for all of their gold or silver holdings; so they could actually issue more certificates (which is what money started out as) than they had in holdings and they could charge what is called “interest” on those certificates and earn a little extra money for themselves.  Well a little turned into a lot and unfortunately this corrupt banking practice has managed to find its way thru the ages into our current civilization.  So what does this mean for you??

 

Well, remember when little Mr. Bankerman took your application down to the Federal Reserve and deposited it?? He didn’t just get the amount required to fulfill your application, he got 10 times that amount. Banks refer to this as the “10 times rule”.  So if your application were worth, let’s say $3000 bucks, well now little Mr. Bankerman has himself $30000 bucks. What’s he gonna do with that, you ask?? Well remember how banks can lend more than they have in Reserves?? That’s right… he’s gonna lend that money out now and as more and more applications come in from people just like you looking for money, he’s going to continue depositing those applications, continue getting 10 times his deposits and now your tiny signature has, unbeknownst to you, created literally millions upon millions of dollars being printed, driving down the value of the dollar and inevitably creating insurmountable debts which… well… leave us where we are today. This, my friends, is the perpetuation of the debt cycle.  I could go on and on, but for simplicity’s sake, we’ll stop here.

 

Did you get all that?? I sincerely hope so.

 

What does this all mean??  Overall, it just means that that bill you’re paying every month because you’ve been convinced you “owe” money… that bill is a fraudulent document and that debt is a fallacy to say the least.

 

What should you do?? If you’re like a lot of people in this current economy who are barely squeezing by every month and you’d like a way out, consider Credit Repudiation. It’s safe, legal, ethical and a sure thing.  My only hope is that enough people will do it to force the institutions to change the way they do business.  If you choose to elect credit repudiation as an option I sincerely hope you do your homework and be sure to select the proper establishment to represent you in the process, not just anyone off the street is capable of dealing in such matters, and selecting the wrong person could have you left with extremely damaged credit and even more debt than you started with, so be careful!

 

If you don’t want to waste time learning the ins & outs and looking for someone you can trust, simply fill out the contact form at the bottom of this article and I’ll be happy to send you some info on where you can go and whom you can speak to, to have this matter taken care of immediately.

*** Disclaimer ***

All information provided on this site is for educational purposes only, and should not be construed as legal, financial or tax advice.  Please consult a duly licensed professional before making financial decisions.